Choosing the right bike coverage in Malaysia will involve assessing numerous factors, together with protection choices, rates, customer support, and additional Gains supplied by various insurers. This guide compares several of Malaysia's best motorcycle insurance plan companies that will help you make an educated determination that meets your Driving wants and budget.
one. Allianz Malaysia Berhad
Coverage Solutions: Allianz Malaysia delivers comprehensive protection alternatives tailor-made to protect both riders as well as their motorcycles. Their procedures normally include:
3rd-Occasion Legal responsibility: Handles damages and accidents triggered to Other people in a collision.
Very own Damage: Addresses restore or substitution fees for your motorbike because of incidents, hearth, or theft.
Own Incident: Provides payment for bodily injury or Demise resulting from a collision.
Extra Added benefits: Roadside help, professional medical bills, and more.
Rates and Discounts: Allianz Malaysia supplies competitive rates with opportunities for discount rates based on Risk-free riding data, numerous procedures, and membership affiliations.
Customer Service: Recognized for efficient statements processing and superior buyer aid.
2. AXA Affin Typical Insurance policy Berhad
Protection Choices: AXA Affin presents versatile motorcycle insurance plan programs with detailed coverage, which include:
Third-Social gathering Legal responsibility: Covers lawful liabilities for bodily injury or house harm to Other individuals.
Individual Harm: Addresses maintenance fees for your personal motorcycle in mishaps, theft, or normal disasters.
Private Incident: Offers protection for accidental Dying or bodily damage.
Rates and Reductions: AXA Affin supplies aggressive premiums and discount rates for Harmless riders, loyalty applications, and bundling procedures.
Customer Service: Trustworthy customer care with a consumer-welcoming claims method and 24/seven support.
3. Etiqa Insurance policies Berhad
Protection Choices: Etiqa delivers bike insurance programs built to protect riders comprehensively, which includes:
3rd-Bash Liability: Coverage for authorized liabilities arising from incidents.
Own Harm: Defense versus repair or substitute charges for your personal motorcycle.
Private Incident: Protection for accidents or Loss of life ensuing from accidents.
Added Gains: Roadside help, health care charges, and loss of add-ons.
Premiums and Discount rates: Etiqa delivers aggressive premiums with special discounts for Risk-free riders, multi-plan holders, plus more.
Customer Service: Recognized for responsive customer support and successful promises managing.
4. Liberty Insurance coverage Berhad
Coverage Possibilities: Liberty Insurance plan features motorcycle insurance ideas with A variety of coverage possibilities, which include:
3rd-Bash Liability: Coverage for legal liabilities resulting from accidents.
Very own Hurt: Addresses repair service prices to your motorbike on account of mishaps or theft.
Particular Incident: Presents compensation for bodily injury or Dying ensuing from accidents.
Premiums and Discount rates: Aggressive rates with savings obtainable for Secure riders, policy renewals, and loyalty plans.
Customer support: Liberty Insurance plan is identified for great customer care and prompt promises settlement.
five. Zurich Typical Coverage Malaysia Berhad
Protection Options: Zurich Malaysia offers extensive bike insurance ideas with the next coverage choices:
Third-Celebration Liability: Covers legal liabilities for bodily injury or property damage to others.
Own Harm: Covers repair or replacement costs for your motorcycle due to accidents, theft, motorbike insurance or fire.
Own Incident: Presents protection for accidental Demise or bodily injuries.
Premiums and Special discounts: Competitive premiums with bargains for safe riders, multi-plan holders, and promotional offers.
Customer care: Zurich Malaysia presents trusted customer support with an easy claims procedure and 24/7 support.